RIBO Level 1
Anyone who wants to become an entry-level general insurance broker in Ontario must pass this RIBO exam. It covers auto, home, commercial and travel insurance, plus RIBO's rules. The real exam has 100 scored multiple-choice questions in 3 hours and you need 75% to pass; from 2027 it is in person only.
Official exam: RIBO Level 1 Entry-Level Broker Exam, by Registered Insurance Brokers of Ontario (RIBO).
The real exam
What the exam body publishes. Checked 2026-10-17.
| Questions | 100 multiple choice |
|---|---|
| Time | 180 minutes |
| Pass mark | 75% (75 out of 100) (official) |
| Delivery | Computer-based. Through 2026: in person or virtually proctored. From 2027-01-01: in person only at authorized test centres in Canada (virtual exams discontinued, no international sittings). |
| Fee | $325 (all RIBO licensing exams, from 2026-01-01; previously $300) |
| Attempts | Two attempts per exam provider; after a second failure, an 8-month wait. Nullified exams count as attempts. Results are valid for 12 months. |
| Language | English |
What the exam covers
- General insurance and industry knowledge (incl. RIBO Act, regulations and by-laws)
- Personal lines automobile (OAP 1, accident benefits, rating)
- Personal lines habitational (homeowners, tenants, condo)
- Commercial lines
- Travel health insurance
Sample questions
In our own words, from this exam area. Try five more on the home page.
Under Ontario's Insurance Act, what is the lowest third-party liability limit an auto policy may carry for any one accident?
- $200,000
- $100,000
- $500,000
- $1,000,000
Show the answer
A. The Act sets $200,000 as the floor, not counting interest and costs.
Two insured cars collide in Ontario and the DCPD rules apply. Who pays for the damage to each driver's own car?
- Each driver's own insurer, based on how much its driver was at fault
- The insurer of the driver who was more at fault pays for both cars
- Each driver sues the other driver in court
- A government fund pays for both cars
Show the answer
A. Recovery is from your own insurer, as if you were a third party, using the fault rules.
Questions about RIBO-L1
Is this the real Registered Insurance Brokers of Ontario exam?
No. This is practice built to the published format of the official exam. The real exam is run by Registered Insurance Brokers of Ontario (RIBO).
What is the pass mark?
75% (75 out of 100) (official)
How long do I have access?
30 days from when your access is activated. Need more time? You can buy the course again.
When does it open?
Tap "Notify me when it opens" and we message you as soon as this course is ready.